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Terms of Use


The materials on this World Wide Web site are provided for informational purposes only, do not constitute legal advice. It is important that you read and understand these terms and conditions before you start to use this Web site. You can print and keep a copy for your reference. Reference to "our" and "we" in the Web site with regard to the provision of a particular User Service is a reference to the applicable provider of the User or Client Service.

Web Site and 2SettleMyDebt.Com Use

If you have access to the 2SettleMyDebt.Com website you may use it on the following terms. While every precaution has been taken in compiling the 2SettleMyDebt.Com website, we nor any contributors to the 2SettleMyDebt.Com website can be held responsible for any action (or the lack thereof) taken by any person or organization, wherever they shall be based, as a result, direct or otherwise, of information contained in or accessed through the 2SettleMyDebt.Com website.

Reasonable efforts will be made to keep the Web site available for use; however, access is not guaranteed to be available all the time. We will not be liable for any periodic unavailability of the Web site.

Due to the nature of the internet and the possibility of third party interference, the Web site is not guaranteed to be free of all viruses and technical defects of any description. We will not be liable for any damage or loss caused by such third party interference as a result of your use of the Web site.

Warning: Not all creditors will work with you in negotiating settlements. You have a contract with them and they expect you to honor your agreement. Your creditors, in most cases, have the right to file a lawsuit against you; however, this is a very time consuming process and most creditors try to avoid this additional expense.

Hyperlinks This Web site or product may contain hyperlinks to Web sites operated by other parties. Such hyperlinks are provided for your reference only. We do not control such Web sites and are not responsible for their contents. Our inclusion of hyperlinks to such Web sites does not imply any endorsement of the material on such Web sites.

Any claim in respect of breach of contract or for negligence or in any other way for the provision or failure of the 2SettleMyDebt.Com website or Document Preparation Service shall be against 2SettleMyDebt.Com only.

Document Preparation Service

The Document Preparation Service (the "Document Preparation Service") does not provide legal advice. It is designed to collect relevant information and data to assist in the preparation of a legal document on your behalf. The Document Preparation Service uses a document assembly and drafting system ("the System"). The responses you give will dictate the content of the document produced.

You must carefully check that the Document produced fully reflects your wishes. If it does not, you should not execute it. It is your responsibility to ensure that any Document is properly executed in accordance with the instructions that are provided to you.

Arbitration Agreement in Lieu of Litigation

The Parties agree that arbitration is the required and exclusive forum for the resolution of any and all disputes between them. Any claim or controversy of whatever nature, including but not limited to tort and contract claims, claims arising under common law or based upon any federal, state or local statute, law, order, ordinance or regulations, and claims arising out of any relationship before, at the time of entering, during the term of, or upon or after expiration or termination of this agreement arising out of or relating to this contract, or the breach thereof, shall be resolved by final and binding arbitration.

This mandatory arbitration provision includes any dispute between the Client and 2SettleMyDebt.Com only. Any other party(s) is exempt from any legal proceedings of any nature. Any covered dispute must be submitted to arbitration in accordance with the rules of the Commercial Arbitration Rules of the American Arbitration Association, except as otherwise provided in this agreement.  Any such arbitration will be conducted in the State of Arizona, County of Maricopa, and will be decided in accordance with and determined by the laws of the State of Arizona and/or applicable federal law.

The arbitrator shall not have the authority to award punitive damages in excess of any fees paid to 2SettleMyDebt.com for its services, and may not award costs or attorney’s fees to either Party, except where expressly provided for by the applicable law.

The Parties are prohibited from disclosing the existence, content, or results of the arbitration without the prior written consent of the other party or parties, unless the disclosure is otherwise required by court order.

Each Party shall bear its own costs and expenses. The resolution of any dispute achieved through such arbitration shall be final, binding and enforceable by a court of competent jurisdiction.